ABOUT POLICYFIGHTER
Built by a homeowner who learned the hard way.
Tom Birney’s house burned down the day before Thanksgiving. The experience of navigating a total loss — and reading the policy behind it — turned one homeowner’s hard-won lessons into this public resource.
THE MISSION
Make the policy readable before it becomes urgent.
PolicyFighter is a content-first insurance-education publication. The reports, scorecard, videos, and policy-checkup entry all exist to help a homeowner prepare more useful questions on a calm day.
It is not an insurance company, law firm, or public adjuster. It does not replace a licensed professional, your insurer, or the terms of your own policy.
Explore the reports